Moving is stressful enough without worrying about unreliable movers. Unfortunately, not all moving companies are created equal. Hiring the wrong team can lead to:
❌ Lost or damaged items
❌ Unexpected fees
❌ Legal headaches
To protect yourself, ask these key questions before signing a contract with a moving company.
✅ Must-Ask Questions for Any Moving Company
1️⃣ Are you licensed with the Colorado Public Utilities Commission (PUC)?
✔ A reputable mover must have a PUC permit to legally operate in Colorado. This ensures they meet legal and safety requirements.
2️⃣ Do you carry proper insurance?
✔ Movers should have at least $750,000 in liability insurance and $10,000 in cargo insurance per vehicle to protect your belongings.
3️⃣ Do you provide written estimates?
✔ Avoid vague pricing! Always ask for a detailed, written estimate to prevent surprise charges.
4️⃣ Do you follow the Colorado Maximum Rate Tariff (MRT)?
✔ Rates should be transparent and within PUC’s regulated pricing.
5️⃣ Can I see your Bill of Lading?
✔ This required contract outlines services, costs, and responsibilities. If a mover can’t provide one, walk away!
6️⃣ Are your workers W-2 employees or 1099 contractors?
✔ This distinction affects service quality and liability.
💡 W-2 vs. 1099 Employees – Why It Matters
🟢 W-2 Employees:
✅ Official employees, trained and covered by workers’ compensation
✅ Adhere to company policies, ensuring accountability
✅ More reliable and legally compliant
🔴 1099 Contractors:
❌ Independent workers, often with less oversight or training
❌ May not be covered by company insurance, creating liability risks
❌ Inconsistent service since they are not direct employees
⚠ If a company uses 1099 contractors, ask if they carry their own liability insurance! Otherwise, you or even your building may be held responsible in case of an accident.
🚛 Understanding Moving Regulations
🔹 Did you know? Moving regulations (like cargo insurance and DOT registration) only apply to companies that own trucks and transport goods.
🔹 Move managers—who coordinate and assist with packing—don’t require these permits. Instead, they should partner with licensed moving companies that meet these industry standards.
🏆 Must-Haves for a Reliable Moving Company
✔ Valid PUC Permit – Confirms the mover is legally authorized in Colorado.
✔ Proper Insurance Coverage – Protects against damage, loss, and liability.
✔ DOT Registration – Required for companies with large trucks or interstate moves.
✔ Positive Reviews & References – Look for verified customer testimonials.
✔ Clear Pricing Structure – Beware of vague or “too good to be true” pricing.
Final Thoughts
Choosing the right moving company is about more than just getting from Point A to Point B—it’s about trust, reliability, and peace of mind.
🛠 Use this checklist to vet your movers and avoid scams.
🔍 Need help finding a trustworthy moving service? We can connect you with top-rated, vetted professionals!
